Mortgage Information

If you are like most buyers, a home is the most expensive purchase you will ever make. You will most likely need some form of financing.


There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary, so it is important that we research and shop around to ensure you get a mortgage that best meets your needs.


Since I David Joseph is individually Licensed Mortgage Broker in the Province of Ontario (M8000228) I can secure the best possible rate for your home purchase.

Use the mortgage calculators below to assist you in making some decisions around financing your new home.

Mortgage Qualification Calculator

This calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.

Mortgage Payment Calculator & Amortization Table

This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.